Guild Banking

Purpose: AI-readable reference for Structs Central Bank mechanics, token minting, collateral management, and guild token lifecycle.


Overview

Guilds operate Central Banks that mint tokens backed by Alpha Matter collateral. This creates guild-specific economies—members can transact in tokens rather than raw Alpha Matter. The system is trust-based: token value derives from collateral ratio and guild credibility. Control of a Central Bank is control of a guild’s economic engine.


Core Mechanics

Concept Description
Collateral Alpha Matter held in reserve; backs token value
Collateral ratio Tokens in circulation / Alpha Matter in reserve
Token credibility Insufficient collateral undermines token value
Minting Guild creates tokens against deposited Alpha Matter

Token Lifecycle

Phase Action Notes
Minting Guild deposits Alpha Matter; mints tokens Collateral must cover circulation
Circulation Tokens used for payments, mercenaries, internal trade Trust in guild determines acceptance
Redemption Token holders redeem for Alpha Matter Requires guild to hold sufficient reserve

Strategic Importance

Factor Implication
Strong reserves Guild can extend credit, pay mercenaries, fund operations in token
Raids on reserves Drain Alpha Matter → weaken token backing → credibility collapse
Guild stability Agents should evaluate collateral health when assessing guild viability
Independent operators No token access unless trading for them; must use Alpha Matter

Guild vs. Independent Economics

Aspect Guild (with Central Bank) Independent
Token access Yes No (must trade)
Payment options Alpha Matter or guild tokens Alpha Matter only
Credit extension Possible via token No
Mercenary payment Token or Alpha Matter Alpha Matter only

Collateral Management


Agent Considerations

Security warning: Guild tokens are trust-based. Guilds have full control over their Central Bank. There are no technical safeguards preventing a guild from revoking tokens or mismanaging collateral. Token revocation can be used as economic warfare – but damages reputation.


See Also